Kaelo Articles
What is the real cost of medical care?
Over the years, the cost of medical care in South Africa has become excessively high. For the average person, it is almost impossible to afford medical care as medical aid contributions keep getting higher.In this article, the focus is on the real...
Maximise Protection. Minimise Costs. Corporate Gap Cover for Modern Workforces.
As healthcare costs continue to rise in South Africa; one uncomfortable truth is becoming clear: medical aid shortfalls are no longer the exception; they’ve become the rule. At Kaelo, we’ve seen the average gap claim climb to R8,800, with some...
What are the Benefits of Having Accident Cover?
The smartest financial and personal decisions often involve preparation for life’s unexpected moments. Most people usually put focus on building savings for rainy days, acquiring wealth, or investing. However, in instances where an accident or...
Bridging The Gaps: Understanding Medical Aid Gap Cover In South Africa
In South Africa’s complex healthcare landscape, working professionals with families often navigate a maze of medical aid options. One critical component gaining attention is medical aid gap cover. This article explores the world of medical gap...
The Building of Kaelo
Kaelo has built a unique set of products and services by truly understanding the everyday challenges we all encounter. The focus is on offering products that are personal, relevant and centred around the member, policyholder and employee. Kaelo...
Addressing the HIV/AIDS Crisis: The Birth of Kaelo
Kaelo began as a business with a specific focus on HIV/AIDS motivated by the desire to make a positive impact on the devastation this epidemic was causing to so many South African families and the economy. The period around 2004 was a time when the...
Kaelo and Dis-Chem: Shaping the future of Healthcare
Sharing a common vision around healthcare and realising that we have a highly complementary set of skills and assets, Kaelo joined forces with Dis-Chem Pharmacies in 2021. Dis-Chem has been nothing short of transformative for Kaelo and adds that...
What are the most important health check-ups?
Getting a health check-up is one underrated lifesaving hack we all need to do at least once a year. You may think you don’t need to have a health check-up when you look and feel perfectly healthy, but the truth is, we have lost so many lives that...
Telehealth Services: A Convenient Revolution in Healthcare Coverage for South African Families
Our lives have changed significantly in terms of convenience. In previous years, you would have struggled to make a quick call to family members because cellular phones were scarce. You had to use a payphone or buy a telephone, which was expensive...
A journey that spans two decades – the evolution of healthcare in South Africa.
From the pivotal changes in the Medical Schemes Act to the present-day demarcation exemption framework, we have witnessed significant strides and challenges in our quest for universal access to quality healthcare. At Kaelo, we have been at the...










