Happy Moments

Enjoying your financial life

Achieving even small financial goals – but especially those goals that most benefit the people you care about – is certainly one way of experiencing more happy money moments and enjoying your financial life more.

Are you happy with your financial achievements in 2023? Take our December Money Challenge right now and reach out to your financial coach, who can help you to create more happy money moments and to enjoy your financial life more.
Many of us don’t enjoy our financial lives very much because it is often a source of stressful and difficult moments, instead of happy moments, especially in these tight economic times.

However, there is a way to make your financial life more enjoyable and to create more happy and fewer stressful money moments in your financial life – and that is to set and achieve financial goals that are important to you.

You don’t need to set big or difficult or long-term goals. Perhaps like Sarah*, you would be so happy if you could just pay all your bills at the end of the month. Or, maybe, like John*, it will be one of the happiest moments of your life when your last debt is paid. Like Dave*, you might dream about the many happy moments your family will spend in your new home once your home loan is approved.

“Month after month, I dreaded checking my bank balance – it seemed I could never pay all my bills! Then my financial coach showed me how to budget and cut costs, so my expenses were less than my income,” says Sarah*. “It was really a happy moment when I looked at my bank account to find for the first time everything was paid on time and in full – and there was even a bit was left! Now I enjoy my money moments so much more.”


John* says that one of the happiest moments of his life was when he paid off his last debt. “I had so much debt, it seemed impossible to ever pay it all off, especially as the interest rates kept going up and up. Fortunately, I spoke to my financial coach, who helped me to create a plan and to speak to my creditors. The day I paid the last debt repayment, I was happier than I had been in years. Now I can enjoy my financial life for the first time!”


“I often dream about the day we get our home loan approval, and I know what a happy moment it would be for our family!” says Dave*. “I never thought we would be able to have our own home, but my financial coach helped us plan step-by-step – from restoring our credit records and saving up for a deposit to shopping around for the best home loan rate. Every step we take is a small goal achieved on this financial journey to our own home that we are really enjoying!”


Perhaps like Sarah*, John* and Dave*, you too can have more happy moments and enjoy your financial life more. Speaking to your financial coach is a very easy first step that you can take right now!

“If you want to be happy, don’t dwell on the past, or worry about the future – focus on living in the present.”


Join our December Money Challenge
Did you reach out for financial coaching** this year? Why not take up our December Money Challenge and just make contact with your financial coach for a friendly chat?

Your coach can help you to set and achieve inspiring financial goals and to overcome what might be holding you back from enjoying a financial life with many happy moments.

* Not their real names. When you reach out to your financial coach, it is 100% confidential! Your personal information and anything discussed with your financial coach will never be shared with anyone.
** Access to your financial coach is an employee-benefit provided by your employer through a completely independent third-party company. Your financial coach is trained and trusted to help you better manage your money – in complete confidentiality

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