Setting your Goals beyond New Year’s Resolutions.
Setting realistic expectations is a matter of identifying what you want and creating a solid plan. Often people set unrealistic goals,which are too vague and unattainable as part of their New Year’s Resolutions, ultimately, you want to identify the change you’d like to see and create achievable steps to lead you to that goal throughout the year.
The New Year also comes with the perfect opportunity to relook your finances and as you set personal goals and reinforce self-caring practices into the new year, why not set financial goals and financial self-care practices too.
Reflect on your relationship with money.
Your financial wellbeing isn’t just about paying bills on time. It’s about your relationship with money itself, too. Before you get started making active changes to your finances, it’s probably worthwhile to think about your feelings toward money. Do you have financial anxiety? Are you overwhelmed? Stressed? It’s time to reframe any negative thinking patterns. Debt or no debt, engage in self-reflection about why you might be behaving in certain ways with your money.
Track your income and expenses.
Create a budget. Knowing your income and expenses is a tried-and-true way of understanding where your money is coming from and where it’s going, in order to make smart financial decisions.
Create *realistic* goals on your road to financial freedom.
Financial security may seem far away. But with a set budget, you can create some specific goals that inspire you to tackle what you want head-on. Carve out some time to write some simple short-term and long-term financial goals. Make your goals SMART (specific, measurable, achievable, relevant, and time-bound).
Speak to our AskNelson counsellors today to coach you through keeping track of your financial goals.
Dates to Remember
Sun Safe Skin Cancer Awareness Month
1 January: New Year’s Day
4 January: World Braille Day
24 January: International Day of Education