OUR PRODUCTS

Kaelo Gap gives you the freedom to choose whichever doctor or specialist will give you the best care, regardless of your medical scheme or plan option.

We have you covered for the best care, without the stress of having to worry about additional bills.

Learn More

Western Gap ensures you are able to choose the best medical care for you and your family by covering the medical expense shortfalls your medical scheme does not.

Learn More

Many South Africans do not have access to quality healthcare, which means that their health may be at risk. Kaelo Health puts quality healthcare within reach of millions of South Africans. There are a number of plans to choose from that provide quality and affordable solutions to meet individual’s healthcare needs.

Learn More

Kaelo Lifestyle | EAP | Employee Wellness | Financial Advice

Kaelo Lifestyle through our AskNelson programme helps members cope with stressful situations at work and in their personal lives, whether related to their career, personal finances, legal advise, health or relationships.

Kaelo Money is a comprehensive financial solution that forms part of the Kaelo Lifestyle offering. It provides employees with access to an affordable emergency wallet and is focused on financial wellness and psychosocial well-being through financial coaching and other financial wellness tools.

Learn More

Kaelo Clinics provides an integrated and impactful approach to the delivery of on-site primary and occupational health services, optimising cost and clinical outcomes.

Learn More