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Peace of mind and the freedom to choose.

Medical shortfall cover when you need it most.


An integrated approach for better results.


For your people - your most valued asset.


Talk To Us



Mobile View | Visibility Disabled


Peace of mind and the freedom to choose.



Medical shortfall cover when you need it most.


An integrated approach for better results.


For your people - your most valued asset.


Talk To Us



OUR PRODUCTS
KaeloGap gives you the freedom to choose whichever doctor or specialist will give you the best care, regardless of your medical aid; regardless of rates.
We have you covered for the best care, without the stress of having to worry about additional bills.
Western Gap ensures you are able to choose the best medical care for you and your family by covering the payment shortfalls your medical scheme does not.
KaeloClinics provides an integrated and impactful approach to the delivery of on-site primary and occupational health services, optimising cost and clinical outcomes.
Many South Africans do not have access to quality healthcare, which means that their health may be at risk. KaeloHealth puts quality healthcare within reach of millions of South Africans. There are a number of plans to choose from that provide quality and affordable solutions to meet individuals healthcare needs.
KaeloLifestyle helps your team members cope with stressful situations at work and in their personal lives, whether related to their career, personal finances, health or relationships.
2020 / 2019 BROCHURES
Click to expand the relevant sections below to access product brochures from past years.